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VA LOAN

For current rates on the following loan programs, please contact your local office today!

VA home loans help Service members, Veterans and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain or adaby a home for your own persona occupancy.

The length of service or service commitment, duty service and character of service determine eligibility for specific home loan benefits.

Eligibility Requirements

Purchase Loans and Cash-Out Refinance

VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). TO be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations and a valid Certificate of Eligibility (COE).

Interest Rate Reduction Refinance Loan (IRRRL)

The IRRRL is a "VA to VA" loan, meaning it can only be done if you have an existing VA guaranteed loan on the property. The IRRRL is generally performed to lower the interest and reduce the monthly payment on the existing vA guaranteed loan.

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